Meet our team

CSI Financial Group has built a dedicated team with more than 250 years of combined experience in financial services, insurance, estate planning, wealth management and preservation. When you join the CSI Team, you benefit from our multidisciplinary approach and the extensive experience brought by each specialist.

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Carter Wilcoxson

Founder

For close to two decades, Carter Wilcoxson has helped the top advisors in the country break their own production records year after year. Then he worked directly with consumers to gain the frontline perspective advisors face every day. This combined knowledge drove him to found CSI Financial Group to bring together advisors and consumers by providing mutually beneficial solutions. The result is CSI’s Advisor Partner Platform—a foundational approach featuring a comprehensive collection of field-tested strategies that will change your business forever.

  • "The Advisors' Advisor" for almost two decades
  • Architect of CSI's Advisor Partner Platform with strategies to connect advisors to new clients
  • The Visionary thinker who sees the next opportunity before others do

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Andrew Victor

Vice President | Director of Planning Strategies

Andrew Auchincloss Victor has more than 22 years of experience in financial services. He specializes in strategies for Tax-efficient Income Planning, Wealth Transfer, Estate Planning, Business Succession and Insurance Planning. Victor supports advisors by presenting to their clients (and clients’ attorneys and accountants) complex and comprehensive solutions through succinct yet actionable guidance.

  • Harvard graduate
  • 23 years of experience in financial services
  • Consults on risk and tax mitigation strategies with a focus on lifetime income

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Noell Holmberg

Director of Life Insurance

Holmberg's experience as a medical surgery nurse, specializing in cardiology and neurology, gives her invaluable credibility when working with underwriters. Her persuasive advocacy results in insurers green lighting client cases they may have otherwise denied. And her experience in handling jumbo life cases, whether $65 million or $450 million, adds even greater value to advisors and their high-net-worth clients.

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Stacy Pearson

Director of Operations

Stacy brings an incredible background where she has legislated and advocates for individuals who have no voice. She has also spoken multiple times at the United Nations which brings a very unique perspective to our team approach. Stacy wears many hats at any given time and works directly with our Advisor Partners on training and mentoring them with amazing success to grow their business. Her personal style and professionalism stand apart from what most Advisors have experienced in this competitive industry.

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Rachel Kuehn

Specific Trust Directives Specialist

Rachel’s commitment to excellent service makes it possible for us to create a high-touch environment while still leveraging technology. Tasked with translating clients’ desires for the distribution of their assets into legalese while protecting legal protocols is a high priority for her as she smoothly transitions clients to the legal team.

Her unique blend of strengths provides the expertise for Specific Trust Directives customization along with a pleasant, streamlined client interview experience. 

 

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Veronica Hill

Director of Life Insurance

In 1999 Veronica began her career in the financial sector on the securities side of the industry where she was Series 7 and Series 65 licensed. She moved to the life insurance side of the industry in 2005, working for a brokerage agency. Her journey on the life insurance side began in underwriting, assisting agents and their clients with obtaining the best possible offers by working hand in hand with the underwriters throughout the underwriting process.  She then moved to the marketing side of the business, where she has been assisting agents by helping  them to determine what is best suited for their clients based on both financial and medical information on hand.

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Craig Murphy

Director of Annuity Marketing

Craig has more than two decades of customer service and management experience.  After 20 years in the golf industry (yes, another golfer!) Craig left the PGA to help CSI with our ever-growing client portfolio.  He is a servant-leader and is led with the servant first mentality. A servant-leader focuses primarily on the growth and well-being of people and the communities to which they belong. The servant-leader puts the needs of others first and helps people develop and perform to achieve their greatest potential.  

Strategic Partners

 CSI Financial Group has built a network of Strategic Partners, each with decades of experience in their own area of expertise. By combining the "best of the best," CSI is able to provide advisors and their clients access to the skilled counsel of specialists who have developed solutions that address every imaginable need in the wealth preservation and wealth transfer arenas.

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Scott Garcia

Director of Business Development

Scott Garcia has been helping clients protect their nest eggs and plan for an abundant future for more than 30 years. Born in South St. Louis City, Scott attended Affton High School and received a full-ride baseball scholarship to Central Methodist College in Fayette, MO.

Three weeks into practice, and at age 18, he was diagnosed with a life threatening cancer and told he had only three weeks to live. Luckily, after two years of treatment, he was able to return to school. While training to requalify for his scholarship, Scott entered the financial services industry with Banker's Life and Casualty. That was in 1986.

Scott helps share the secrets to his success with other Advisor Partners who are in the field on a daily basis just like himself.

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Jennifer Surmacz

Chief Counsel

In her role, Jennifer uses her experience in Estate Planning, Probate, Contracts, and other legal disciplines to review each eStatePlan™ file and collaborate with the eStatePlan™ team to ensure compliance with the client’s goals, objectives, and wishes. She works with client's to review finished documents for approving their efficacy, suitability, and accuracy.

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Gary Loftsgard

CEO, Integrated Trust Systems

Gary pioneered the concept of multi-disciplinary network estate planning in the 1980s. Since founding ITS as a national processing platform, his software solutions have generated thousands of estate plans for the clients of advisors, agents, accountants, planners, and law firms in all 50 states. In collaboration with Gary and ITS, CSI now exclusively offers the one-of-a-kind eStatePlan™. This proprietary platform has conveyed thousands of charitable gifts to charities and is used as the back-office for planned giving directors to process Bequests/Charitable Allocations. Loftsgard has also held the Certified Financial Planner (CFP) designation since 1994.

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Ciara Lister, Esq.

Network Attorney

As a network attorney for eStatePlan™ Ciara Lister believes in three key pillars: planning, preparation, and prevention. A full-scholarship graduate of Ave Maria School of Law in Naples, Fla., Lister began her law career as a Commercial Insurance Litigator in Boca Raton. She began seeing clients and her close friends struggle with the negative effects of probate proceedings, from dwindling inheritances to families destroyed by battles over money. This motivated her to change her focus to Estate Planning so she could help people avoid these issues before it was too late, rather than perform legal triage when the damage to families and their legacies had already been done.